Use of Services

• Access: You must be an authorised representative of a gold loan issuing financial institution i.e Licensed Bank or a Non Banking financial company (NBFC), or gold appraiser to access and use our Services as Gold Appraiser.
• Account: You may need to create an account to access certain features of the Services. You are responsible for maintaining the confidentiality of your account credentials and agree to notify us immediately of any unauthorised use of your account.
• Compliance: You agree to comply with all applicable laws, regulations, and industry standards when using the Services.

WHILE THE COMPANY MAY EXERCISE BEST EFFORTS WITH REGARD TO THE TECHNICAL UPKEEP, MAINTENANCE, AND AVAILABILITY OF THE WEBSITE, THE COMPANY SHALL UNDER NO CIRCUMSTANCES BE RESPONSIBLE FOR ANY LOSS OF DATA OF THE USER OR FOR FAILURE OF THE WEBSITE OR WEBSITE RELATED PROBLEMS (TECHNICAL OR OTHERWISE). FURTHER, IT IS HEREBY CLARIFIED THAT THE COMPANY MAY AT ANY POINT IN TIME AND AT ITS SOLE DISCRETION MIGRATE, TRANSFER OR SHUT DOWN OR MODIFY THE WEBSITE OR ANY PART THEREOF WITHOUT NOTICE TO THE USER.

Intellectual Property

• Ownership: The Company retains all intellectual property rights related to the Services, including but not limited to software, content, designs, trademarks, and logos.
• Licence: The Company grants you a limited, non-exclusive, non-transferable, and revocable licence to access and use the Services for your business operations.

IT IS HEREBY EXPLICITLY CLARIFIED THAT THE COMPANY SHALL NOT BE LIABLE AND DOES NOT EXPRESSLY OR IMPLIEDLY MAKE ANY WARRANTIES TO THE ACCURACY, TECHNICAL CORRECTNESS, BONAFIDE, OR AUTHENTICITY OF ANY INFORMATION ON THE WEBSITE (INCLUDING BUT NOT LIMITED TO PRICE, DESCRIPTION, ADVERTISEMENTS, CONTENT ON THIRD-PARTY LINKED WEBSITES) AND THAT (UNLESS OTHERWISE AGREED IN WRITING BETWEEN THE INFORMATION PROVIDER AND COMPANY) COMPANY IS PUBLISHING THEM ON AN AS-IS BASIS OR BASED ON THE INPUTS RECEIVED FROM SUCH INFORMATION PROVIDERS. COMPANY SHALL NOT BE LIABLE FOR THE ACTS OR OMISSIONS OF THE USERS THAT RESULT IN THIRD-PARTY INTELLECTUAL PROPERTY RIGHT INFRINGEMENT.

User Content

• Submissions: By using the Services, you may provide content such as data, information, or materials ("User Content"). You retain ownership of your User Content, but you grant the Company a worldwide, royalty-free, sublicensable, and transferable licence to use, reproduce, modify, adapt, and display your User Content as necessary to provide the Services.
• Responsibility: You are solely responsible for the accuracy, legality, and appropriateness of your User Content. The Company is not responsible for any User Content posted by users.

Consent to Share Information

By accessing and using the services provided by Vissva Fintech Private Limited (“Vissva Fintech”), you hereby acknowledge and agree to the following terms related to the sharing of your personal and financial information:

1. Purpose of Sharing Information: You understand and consent that any personal, financial, or other relevant information provided by you on this website may be shared with third-party financial institutions, including but not limited to banks, non-banking financial companies (NBFCs), and other lending partners, for the purpose of processing your loan application.
2. Scope of Information Shared: The information shared with financial institutions may include but is not limited to your name, contact details, identification documents, financial history, credit score, gold collateral details, and any other information necessary to evaluate your eligibility for a loan.
3. Authorization: By submitting your loan application through Vissva Fintech’s platform, you authorize Vissva Fintech to share your information with its partner financial institutions. You also consent to these institutions using this information to contact you regarding your loan application and any related services.
4. Confidentiality and Security: Vissva Fintech will take all reasonable measures to ensure that your personal and financial information is kept secure and confidential. However, you acknowledge that Vissva Fintech is not responsible for the privacy practices of third-party financial institutions and agree that your information will be subject to their respective privacy policies.
5. Revocation of Consent: You may revoke your consent to share information at any time by contacting Vissva Fintech. However, you understand that revocation of consent may result in the inability to process your loan application and may affect your access to certain services provided by Vissva Fintech.
6. Acknowledgment: By continuing to use this website and submitting your information, you acknowledge that you have read, understood, and agree to be bound by this clause, as well as the full Terms and Conditions of Vissva Fintech.

• Privacy

  Your use of the Services is also governed by our Privacy Policy, which can be found here.

• Limitation of Liability

  To the extent permitted by law, the Company shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages, including but not limited to loss of profits, data, or use.

• Termination

  The Company reserves the right to suspend, restrict, or terminate your access to the Services at any time for any reason, without prior notice or liability.

• Changes to Terms

  We reserve the right to modify these Terms at any time. Any changes will be effective upon posting the revised Terms, and your continued use of the Services after such changes will signify your acceptance of them.

• Governing Law

  These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of Mumbai.

• Contact Us

  If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at contact@vissvafintech.com